When you access your bank account online you probably don’t think that at that exact moment there may be a hacker, somewhere in the world, trying to steal your bank information and your money. Despite banks’ efforts to protect accounts from the online crooks, hacker attacks remain a serious threat that cost Americans millions of dollars each year.

Good thing, Bankrate.com share some safety precautions to protect your bank account when accessing online.

• Don’t access your account from a shared computer.

• Be certain your computer has anti-virus, firewall and anti-spyware programs, including security software with automatic updates.

• If you are using wireless service, check the settings on your computer to make sure the connection is encrypted. Don’t connect to your account using a public network, like the ones you find at a coffee shop or at the airport.

• Review your statements regularly and carefully, and report any suspicious activity to your bank immediately.

• Use a strong password with letters and numbers combined. Don’t use the same password for multiple accounts.

• Log out after every session.

source: Bankrate.com

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